Fed Chair Jerome Powell with former President Donald Trump

Federal Reserve Chair Jerome Powell announced a quarter-point rate cut Thursday, keeping the benchmark borrowing rate between 4.5% and 4.75%.

The 0.25% reduction is in response to the cooling inflation and helps the US economy recover from years of high interest rates.

While talking to reporters, Powell refrained from committing to further cuts, citing economic unpredictability and “policy recalibration.” However, when asked about the Trump presidency affecting the Fed, he said, “The election will have no effects on our policy decisions.”

Powell also dismissed speculation yesterday that Trump may try to remove him and said that laws protect the Fed’s independence. He further emphasized his commitment to serve until his tenure ends in 2026.

President-elect Trump’s team also said he isn’t expected to push Powell out.

More cuts or no cuts?
According to investors, Trump’s proposed tax cuts and high import tariffs could affect the economy and increase inflation, impacting the Fed’s future rate cut decision. 

Experts had earlier predicted rate cuts this year and in 2025 but are now skeptical after the election. Analysts anticipate one more rate cut in December, but future moves remain uncertain.